Installment terms

Buy in installments on the website it-marketplace.ru

Installment terms

Buy in installments on the website it-marketplace.ru

Installment terms

Buy in installments on the website it-marketplace.ru

Installment terms

Buy in installments on the website it-marketplace.ru

Installment plan - a type of loan in which there is no overpayment. The store gives a discount to the bank for the goods, so the total amount of your payment will not exceed the cost of the goods in the store.

Attention! This offer does not apply to seller's items!
Contact tech support to find out which items can be purchased in installments. 

How to apply for installments:

  1. Contact our tech support to get the link for installment processing.

  2. Fill out the form with your details.

  3. Wait for the bank's approval - it will take up to two minutes.

  4. Sign the agreement using the available method.

  • Signing via SMS - The contract with terms and payment schedule will be sent to you by email

  • Signing at a meeting with a representative - The representative will bring the contract with terms and payment schedule for you to sign

  • Signing with Self ID - You will be able to use Self ID technology. To sign the contract online, you will need to upload photos of passport pages and your selfie with the passport

  • After the confirmation of funds receipt by the store from the bank (usually within a day), our specialist will contact you to confirm details for installing the purchased item.

Who and under what conditions can take a deferred payment

  • Russian citizens aged 18 to 75

  • With a residence permit in the Russian Federation

  • The phone number for applying must start with +7 (9**)

  • Purchase amount — from 3000 to 500,000 ₽

  • Deferred payment period — from 3 to 6 months

What are the tariff plans

Tariff plans are formed by agreement between the bank and the store. The terms largely depend on the key rate of the Central Bank and the term of payment.

You will be able to choose an available tariff plan when arranging installment payments. Here is an example.

0-0-6, where

  • 0% - down payment;

  • 0% - overpayment;

  • 6 months - installment period.

Quick and convenient

  • Income confirmation not required

  • Only a passport is enough

  • Bank decision in two minutes

  • Signing the contract via SMS or in a meeting with a bank representative

How to pay in installments

  1. If you have arranged payment in installments by signing via SMS, you will receive a payment schedule along with the contract and account number. The document will be sent by email or via SMS link.

  2. If you were unable to sign online, a representative will bring the contract to you for signature.

  3. In any case, you can repay the installments early — no money is charged for this.

The installment service is provided by AO 'T-Bank', LLC 'Microfinance company T-Finance'.